Au pairs in Germany must have insurance coverage for the following cases: illness, pregnancy, childbirth and accident. According to the Federal Employment Office (Bundesagentur für Arbeit), the host family is responsible for arranging these insurances and for bearing the costs.
Further information regarding au pair and travel insurance is available from our insurance partner Dr. Walter.
Information for au pairs from EU countries
Au pairs should clarify with their health insurance company to what extent and for how long their insurance is valid in Germany. Is coverage provided in case of illness, pregnancy, childbirth and accident? If the insurance is only partially valid in Germany or does not provide any coverage while the au pair is abroad, then the host family should take out an insurance policy to cover the au pair. Au pairs and host families should discuss this topic before the au pair stay begins. It is often advisable also for EU au pairs to arrange additional insurance coverage for the au pair stay.
Information for au pairs from non-EU countries
In signing the letter of invitation for an au pair and the accompanying contract, the host family commits to providing insurance for the au pair and covering the costs for this insurance.