The host family must arrange health insurance and accident insurance for the au pair and cover the costs for this insurance.
Au pairs from EU/EFTA countries
Au pairs from EU and EFTA countries who are insured in the statutory system at home and have a European Health Insurance Card (EHIC) do not need to arrange a further health insurance in Finland. With this card they have access to public health care. Important: Prior to the au pair stay, au pairs should check the validity of their EHIC or apply for one if they don't have one already.
Au pairs from Nordic countries, Australia or the Province of Quebec
Au pairs from Nordic countries, Australia or the Provide of Quebec who do not have a European Health Insurance Card, only need to have a valid passport of personal identification. They benefit from the social insurance agreement between their home countries and Finland and have access to medical care and the public healthcare system.
Au pairs from non-EU countries (except for Australia and the Province of Quebec)
Au pairs from all other countries need health and accident insurance coverage which is available via Kela, the Finnish state social insurance provider.